Depreciation Calculator

Calculate asset depreciation using multiple methods: Straight Line, Declining Balance, Sum of Years Digits, and MACRS. Perfect for accounting, tax planning, and business finance.

Depreciation Method & Asset Details

Asset Information

$
$100 $1,000,000
$
Expected value at end of useful life
Years
1 Year 15 Years 30 Years
%
Double declining balance: 40% (2× straight-line rate)

Method Options

Straight Line Method: Equal depreciation expense each year
Annual Depreciation = (Cost - Salvage) ÷ Useful Life

Depreciation Schedule

Ready to Calculate

Enter asset details and click "Calculate Depreciation"

Quick Examples

Method Comparison

Asset: $10,000
5-year life, $1,000 salvage
Straight Line
$1,800
Equal each year
Declining 2×
$4,000
Year 1 depreciation
Sum of Years
$3,000
Year 1 depreciation
MACRS 5-Year
$2,000
Year 1 depreciation
First year depreciation amounts

Depreciation Tips

  • Use accelerated methods for assets that lose value quickly
  • Consider tax implications when choosing depreciation method
  • Review salvage value estimates regularly
  • Keep detailed records for audit purposes

Common Useful Lives

Computers & Software 3-5 years
Office Furniture 7-10 years
Vehicles 5-8 years
Machinery 10-15 years
Buildings 27.5-39 years

Depreciation Formulas

Straight Line:
(Cost - Salvage) ÷ Useful Life
Declining Balance:
Book Value × (Factor × (1 ÷ Life))
Sum of Years:
(Cost - Salvage) × (Remaining Life ÷ Sum of Years)

What is a Depreciation Calculator?

A Depreciation Calculator is an essential accounting tool that helps businesses and individuals calculate the decrease in value of assets over time. Depreciation is a fundamental accounting concept that allocates the cost of tangible assets over their useful lives, reflecting wear and tear, obsolescence, or age-related decline in value.

Our comprehensive depreciation calculator supports four major depreciation methods: Straight Line, Declining Balance, Sum of Years Digits, and MACRS (Modified Accelerated Cost Recovery System). Whether you're preparing financial statements, calculating tax deductions, planning capital expenditures, or managing business assets, this tool provides accurate calculations with detailed schedules and visualizations.

How to Use This Depreciation Calculator

Follow these simple steps to calculate accurate asset depreciation:

1. Select Method

Choose Straight Line, Declining Balance, Sum of Years, or MACRS.

2. Enter Asset Details

Input cost, salvage value, useful life, and purchase date.

3. Configure Options

Set method-specific options and advanced settings.

4. View Results

See detailed schedule, summary, and visual charts.

Depreciation Methods Explained

Straight Line Method

The simplest and most common depreciation method. Allocates equal depreciation expense each year over the asset's useful life.

Annual Depreciation = (Cost - Salvage Value) ÷ Useful Life
Example: $10,000 asset, 5-year life, $1,000 salvage = $1,800/year
Best for: Assets with consistent usage

Declining Balance Method

An accelerated depreciation method that applies a constant rate to the declining book value. Higher expenses in early years.

Depreciation = Book Value × (Factor × (1 ÷ Useful Life))
Double declining balance uses 200% of straight-line rate
Best for: Assets that lose value quickly

Sum of Years Digits

An accelerated method that allocates higher depreciation in early years based on a fraction of remaining useful life.

Depreciation = (Cost - Salvage) × (Remaining Life ÷ Sum of Years)
For 5-year life: Sum of years = 1+2+3+4+5 = 15
Best for: Assets with high early productivity

MACRS Method

The tax depreciation system used in the United States. Uses prescribed recovery periods and depreciation rates.

Uses IRS prescribed percentages for each recovery year
5-year property: 20%, 32%, 19.2%, 11.52%, 11.52%, 5.76%
Required for: US tax depreciation

Frequently Asked Questions (FAQ)

What's the difference between straight line and accelerated depreciation?

Straight line depreciation allocates equal expense each year, resulting in a consistent annual charge. Accelerated depreciation methods (Declining Balance, Sum of Years Digits, MACRS) allocate higher expenses in the early years and lower expenses later. This matches the pattern where assets typically lose more value when they're new. Accelerated methods provide larger tax deductions in early years, which can improve cash flow, while straight line provides consistent expense recognition.

How do I choose the right depreciation method?

The choice depends on several factors:

  • Tax requirements: MACRS is required for US tax purposes
  • Asset type: Use accelerated methods for assets that lose value quickly (technology, vehicles)
  • Financial reporting: Straight line is simplest and most commonly used for financial statements
  • Cash flow needs: Accelerated methods provide larger early tax deductions
  • Industry standards: Some industries have standard practices
Many businesses use different methods for tax and financial reporting purposes.

What is salvage value and how is it estimated?

Salvage value (also called residual value or scrap value) is the estimated amount an asset will be worth at the end of its useful life. It represents what you could sell the asset for after it's fully depreciated. To estimate salvage value:

  • Research similar used equipment sales
  • Consider scrap metal value for machinery
  • Account for disposal costs if negative
  • Review industry standards
  • Consider technological obsolescence
For tax purposes, the IRS often assumes zero salvage value for many assets under MACRS.

Can I change depreciation methods after starting?

Changing depreciation methods is generally allowed but has specific accounting implications:

  • Accounting changes require justification and disclosure in financial statements
  • Tax changes may require IRS approval (Form 3115 for automatic consent)
  • Prospective application is most common - apply new method to remaining book value
  • Restatement of prior periods is rarely permitted
  • Materiality matters - small changes may not require formal change procedures
Always consult with an accountant before changing depreciation methods, especially for tax purposes.